Yodlee pioneered bank‐account aggregation, leveraging personal financial management offerings through banks to capture transaction data. Its broad institutional coverage still makes it a viable option for personal-finance management and budgeting, but when data teams need predictive, consistent data feeds and insights, Yodlee struggles. Yodlee’s aggregation approach continues to offer broad account coverage, yet many teams now encounter multi-day refresh lags, periodic data source drops, and even occasional institution-driven outages that silence feeds for days. This is compounded by additional challenges around navigating compliance and chain of custody concerns.

This guide clarifies when to augment or replace Yodlee with privacy-safe, one-day‑lag datasets like Facteus.